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Mortgage One of the South is committed to helping you find the right mortgage product for your needs.   We offer VA, FHA, Rural Housing, and Conventional.

  • Ranked #1 Lender in Volume for Santa Rosa County for 2010, 2011, 2012, 2013, and 2014!! 
  • 18 years lending experience, specializing in working with Military
  • We handle all of the paper work, to include your VA Cert of Eligibility
  • LOW Mortgage Rates and No Points, No Origination Fees!
  • Local Processing, Underwriting, and Closing
  • Lender credit available toward closing costs!
  • No Upfront Prequal or Application Fees!
  • Quick prequalification process
  • Prequal letters issued same day
  • Locally Owned and Operated
  • Direct Underwriters for VA
Due to our level of experience and technology available, we guarantee a smooth home buying experience, whether you are already here or purchasing while out of the area or country.
Stacy Holland, Loan Officer  NMLS#494761
Mortgage One NMLS #833867

Subsidiary of FNBT, Member FDIC

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Contact Stacy Holland to find out more about the products and services provided at Mortgage One of the South, Inc.